Category Archives: Insurance

AIG Malaysia : A comprehensive insurance coverage for personal and business purposes

Being amongst the pioneers of insurance services in Malaysia for longer than Six decades, AIG serves the nation by supplying quality delivery by way of insurance and risk management solutions. Ever since the day the foundation is laid down in 1953, AIG’s consistent development led to a stable boost in their particular network of agents, brokers, and scheme, with now well over 15 offices opened countrywide.

Personal Insurance

home insurance

Understanding nothing is more crucial than protection and assurance when confronted with an uncertain future, AIG Malaysia delivers a wide variety of solutions which happens to be suitable for both business and personal needs.

Obtaining a property registered under one’s name will be terrifying without insurance coverage, given that it causes an immense loss if for example the unwanted happens. Hence, the Malaysian government has made it compulsory for buying a car or home insurance whenever individuals purchase a car or even a house. Through the insurer’s side like AIG, they do their thing by being sure that the clients are fully covered from various kinds of risks which is usually commonly relating to cars and homes.

Nevertheless, to make sure you protect one’s own well being will be the ultimate necessity. Because of this, AIG and its particular agents are actually working to help improve understanding of the necessity of medical insurance. This effort is fruitful given that the statistics of health insurance and personal accident insurance subscription continues to be showing keeping a positive growth.

Business Insurance

International trading and reduced transportation costs now have made repeated travel for business and leisure much less expensive. Therefore, the demand for travel insurance has also increased, which brought to the offering by AIG in satisfying their customer’s needs for the comprehensive insurance coverage.

For corporations, AIG features a flexible type risk management plan which helps them protect their business from unforeseen loss. They are free to enroll in almost any insurance, for instance, property insurance, manufacturing related insurance, insurance based on financial lines, or even group employee insurance within their employees’ medical & health benefits with AIG.

AIG comprehends well that corporate customers in manufacturing, education, banks, import & export, construction, or possibly the aviation industry have different insurance policies specifications; and it is fundamentally the sole intent behind providing such an amount of flexibility. In addition, it also gives credence to require smaller scale businesses and will help them through giving SME Package to suitable companies.

Should corporations and private persons become interested to discover more details on the products offered prior to subscription, they’re able to just contact AIG Malaysia and request to get a quote via the web site. Customers who prefer to have in-person meetings can also find agents’ information through the website and request to get an appointment.

Conclusion

AIG Malaysia is really conscious of the shifting trend of purchase that focuses much more on e-commerce. That being said, they have recently worked together with Lazada Malaysia to help make insurance purchase obtainable in the e-commerce platform. Upon purchase and after going through just a few quick stages in registration, customers are capable of having their insurance coverage activated quicker than 72 hours. You can get a convenient home insurance from AIG and get more details about this at www.aig.my/personal/home-insurance/standard-home-insurance 

Tips to Avoid the 5 Most Common Car Accident Causes

A statistic by the World Health Organisation (WHO) shows that Malaysia has the third riskiest roads in the world after Thailand and South Africa. In 2016, former Transport Minister Datuk Seri Liow Tiong Lai also revealed that 7,152 people died in January alone, and stated that human error causes 80.6% of the road accidents.

There are various causes of car accidents other than human error;  some are not within your control. You’ll never know when or how you’ll get into a traffic accident, so it’s crucial to drive safely and to have car insurance. There are also chances of other drivers causing the crashes, so it’s essential to protect yourself by filing a car accident claim.

So, what are the common causes of accidents? And are there ways to decrease your chances of getting involved in one? Look no further, the answers are in this article!

car insurance aig

Using a smartphone while driving

Did you know that answering a text on your phone takes away your attention off the road for five seconds? Anything can happen within that short period, including getting into car crash.

Smartphones and social media is an excellent tool that keeps all of us connected on the go, but smartphone distraction rates are alarmingly high. You should never use your phone while driving, not for texting or for Pokemon Go.

If you aren’t disciplined and can’t keep your hands off your smartphone, shut it down and keep it away from your when you’re driving.

car insurance aig

Speeding

Being late is not a valid excuse of going over the speed limit. Tons of research goes into deciding a speed limit and ignoring them creates risks for you and the drivers around you.

Not only does going over the speed limit puts you in danger, but it can also bring other disadvantages.  If you often speed, you’re likely to get tickets, lower your gas mileage (which means more trips gas station), and create more pollution.

Resist the urge to speed and stay within the speed, so you and everyone around you stay safe.

car insurance aig

Improper turns and wrong-way driving

When a driver constantly ignores street signs or doesn’t use signals properly to get into another lane, a horrible traffic accident is bound to happen.

We all make mistakes from time to time, but it is crucial to obey traffic rules and avoid wrong-way driving. That means no illegal U-turns, no turning from the incorrect lane, and using your signals to inform others you’re merging into a lane.

car insurance aig

Potholes

Malaysia’s sadly known for its poor road conditions such as uneven roads and potholes. Not only are they a huge nuisance, but they also pose significant dangers to drivers.

Driving through potholes does damage to your car, which is why drivers try to avoid them by driving around it. However, if you’re not careful, you may swerve into the other lane and crash into another vehicle.

Always be alert and on the lookout for potholes while driving. Swerve cautiously around the pothole, or drive slowly over it if you can’t avoid it.

car insurance aig

Bad weather

You can’t stop rain from falling while you’re driving, but you can take safety precautions when it happens.

Heavy rain is dangerous in various ways: it makes the road slippery, and it impairs your vision and judgement. Sometimes, it’s better to pull over and wait for the storm to pass rather than braving the rain.

Conclusion

It is a driver’s responsibility to have your car in control even when an accident isn’t your fault. Take safety into your own hands for you never know who else might fail to drive cautiously.

Protect you and your car by getting car insurance today. Visit https://www.aig.my/personal/auto-insurance now.

Fully Developed Insurance Products and services by AIG Malaysia

Find out AIG Malaysia’s Present Insurance Offering

For more than Sixty years since its beginning in 1953, AIG Malaysia serves us with insurance & risk management solutions that customized to fit the demands of individuals and businesses. With 15 offices nationwide and growing, AIG’s operation is sustained by a big network of brokers, agents, and schemes. These resources have enabled the Company to deliver prime quality delivery regarding services and exceeds clients’ requirements.

AIG believes that insurance and risk management plan’s really fundamental to protect their customers from the unforeseeable future. Therefore, they have offered kinds of insurance packages which usually can be benefited by both corporations as well as people.

Personal Insurance

auto insurance

For private people, owning high-valued assets for instance cars and homes without insurance coverage is a concern. To emphasize on its importance, perhaps even the Lawmakers help make insurance subscription mandatory in being sure that its citizens and their businesses have sufficient protection against unfortunate happenings. While there are many insurers to select from, AIG is probably the most trustworthy auto insurance & home insurance providers in the country.

Setting real estate aside, personal health and wellbeing is as well another aspect individuals should pay attention to. On this aspect, educating everyone relating to the worth of medical insurance will be the true challenge. Nevertheless, this does not stop AIG’s agents from making effort in order to boost awareness. Now, their effort has started to demonstrate some positive outcome, for the reason that the amount of personal medical insurance protection purchased by the Malaysian citizen grows greatly year after year.

Business Insurance

The domestic businesses’ expansion to international markets merged with competitively priced transportation helps make frequent travel a new norm. It really has brought to the increasing interest in insurance to cover individuals while making each of those domestic and foreign trips. To match the needs, AIG Malaysia has offered insurance with complete coverage to the customers.

Moreover, for companies, AIG is already actively supplying a high-level risk management plan which is usually associated with the requirements. Whether it’s extended warranty insurance, aerospace insurance, fronting, and captive services insurance, and maybe even trade credit insurance, corporate customers can tailor-make their own subscription plan with AIG in order to prevent both over insurance and underinsurance.

Businesses from manufacturing, financial institutions, transportations, import & export, retail, or maybe the media & technology sector can eventually make the most of this unique plan. Nevertheless, there’s never been an oversight for the needs of SMEs. Acknowledging that small establishments will eventually require protection too, AIG has, therefore, introduced the SME Package to interested businesses.

Should organizations and men and women become interested to discover more details on the products offered prior to deciding to subscription, they may just contact AIG Malaysia and ask for for a quote via the internet site. Customers who prefer to have in-person meetings could also find agents’ information within the website inquire about for your face to face meeting.

Conclusion

AIG Malaysia’s latest marketing strategy can be quite remarkable, as they quite simply started partner with amongst the primary e-commerce players in the nation, Lazada Malaysia, to permit online insurance purchases in their partner’s platform. That should ultimately give maximum convenience to subscribers as they possibly just buy insurance, get a quick registration, and get the plan activated within 3 days.